Why is it so hard to find the low down payment home loans you're always reading about?

Today, there are more than 60 different types of home loans, some with extremely low down payments and low monthly payments.

Most real estate companies use only 3 or 4 traditional types of home loans - all with higher down payments.

Money saving tip: To see for yourself, try calling any real estate company and ask how much money you will need to buy an $150,000 home.  They will probably tell you that unless you are a Veteran and can get a VA loan, you will need $6,000 - $8,000 to buy this type of home. This isn't true.

Then why do they say that?

Because most real estate agents don't even know that these special government home loan programs exist!

Special low down payment home loans are difficult to understand.  On top of that, it's hard to keep informed about all the different rules and loans offered by all the different home lenders.

Large real estate companies have a hard time keeping their agents up to date about the many low down payment home loans.

Many large real estate companies consider special home loans an annoyance.

Some companies feel that all the regulations and paperwork involved with low-down payment home loans are too much "fuss and muss."  Besides, they're selling enough homes without using these special loans, so why bother?

These special home loan programs come and go.  They are always offered for only a very limited time.  When the funds run out, they're gone.  By the time many agents become aware of these great home loans it is too late!

Money saving tip: There are many fine home loans to help you buy a home for little or no down payment.  At any given time there may be 3 or 4 special home programs for which you qualify.  These loans can save you thousands of dollars of interest and give you a down payment of zero, or close to it.

"I was told that I earn too much money to qualify for a special home loan"

Many of these great home loans have income limits, but they are all different.  Some "limits" are very high. 

Money saving tip:  There are many different types of special loans.  These loans come and go, each with different rules and requirements.  You may qualify for one or more of these loans.

The "problem" with government home loans

The problem with these special home loans is that they come and go in a fairly short "window period."  For example: a $600 down payment home loan program may become available in April and be out of funds by mid June.  To obtain one of these loans, you have to know about them before the funds are gone--and act fast!

Money saving tip: The average real estate agent in a large company, busy with all phases of realty, often does not learn about these money saving home loans until it's too late!

You can know about new home loan programs before most real estate agents

The Lisa Merritt team makes it our business to know about every special home loan program available.

Before a new home loan program begins, we learn everything that we can about the loan---then we tell you.

We work with every home lending institution in the Denver Metro area and know the lenders with the best home loans.

Money saving tip: At any given time there are usually two or three super low down payment programs available for home buyers.  The loan Program for which you may qualify depends on your employment, family size and income.

If you want to buy a home, the first thing we need to do is find the best loan program to fit your needs.  The Lisa Merritt Team will do this for you without cost or obligation.

We specialize in only one area: helping you find the home of your choice AND a super-low down payment home loan.

Our job is:

To seek out and learn about every single low down payment government and private home loan program

To keep you fully informed of the home loans for which you may qualify.

To help find the perfect home for you.

To negotiate the best price and terms on your behalf.

Our service is free for you

All of our services are free to you.  We'll help you find a great home and a low or zero down payment home loan - free.  We are paid by the seller in the event you buy a home.

If you would like to look at homes, have private showings of homes, or just ask more questions, call Lisa at 1-800-279-7272.  Don't worry about calling Lisa...she is not a salesperson.  She won't try to talk you into anything.  Her job is simply to answer any questions you may have and get you any information that you may need.

Call Lisa.  She is here to help you.

Lisa is available to answer your specific questions.  Just give her a call at 1-800-7272.  There is no charge, and no obligation.

We'll do anything we can to help you find the right home, in the right area, at the lowest interest rate and payment.

 

LISA MERRITT
Real Estate Broker, CRS, CRP, GMS, SRES, BA

 1-800-279-7272